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Bajaj Finserv Promo Codes & Coupons July 2026

As of July 2026, Bajaj Finserv has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working Bajaj Finserv promo code and save on your next order.

🔥 Top Bajaj Finserv Discount Codes for July 12, 2026

Cashback
Up to 500 Rs. Cashback on Utility Bill Payments

Receive up to 500 rupees cashback when paying utility bills through Bajaj Pay. This offer is valid on select biller categories and payment methods.

No-Cost EMI
Amazon Voucher Offer with Insta EMI Card

Apply for an Insta EMI Card and receive an Amazon voucher upon approval. This promotion is for new card applicants meeting eligibility criteria.

Expires Aug 11, 2026
From ₹299
Health EMI Card From ₹299 for New Users

Obtain a Health EMI Card with a starting fee of ₹299 for first-time applicants. This card provides access to various healthcare financing options.

20%
OFF
20% Off First Order on Lifestyle Products EMI

First-time customers get a 20% discount on their initial purchase of Lifestyle Products on EMI. A minimum purchase value might be required to qualify.

₹250
Only
Bajaj Pay Wallet: Referral Bonus Up to ₹250

Refer a new user to Bajaj Pay Wallet and earn a bonus of up to ₹250. The bonus is credited upon the referee's first successful transaction.

5%
OFF
Dhanteras Special: Gold Loan Interest Rate Rebate 1.5%

Avail a 1.5% interest rate rebate on Gold Loans during the Dhanteras festive period. This reduction is applied to the standard interest rates.

Buy 1 Get 1
Buy 1 Get 1 Free on Select Pocket Insurance Plans

Purchase one Pocket Insurance plan and receive another identical plan for free. This offer applies to a curated selection of insurance products.

Free Shipping
Free Shipping Over ₹5000 on EMI Store Products

Enjoy complimentary shipping on all orders exceeding ₹5000 from the EMI Store. This benefit applies to various electronics and home appliances.

Expires Aug 07, 2026
No-Cost EMI
EMI Store: Electronics on No Cost EMI

Finance your electronics purchases with No Cost EMI options available on the EMI Store. This allows repayment without additional interest charges.

50%
OFF
New Car Loan: Zero Down Payment Options

Finance your new car purchase with zero down payment options available. This facility depends on applicant eligibility and selected car models.

15%
OFF
Monsoon Sale: Health Insurance Premium Discount 15%

Get a 15% discount on Health Insurance premiums during the Monsoon Sale. This applies to new policy purchases and renewals.

45%
OFF
Credit Card Bill Payment: Reward Points Boost

Earn accelerated reward points on your Credit Card Bill Payments through Bajaj Pay. This promotion enhances your existing reward structure.

25%
OFF
Fixed Deposit: Top-up Bonus for Existing Customers

Existing Fixed Deposit customers receive a bonus on their top-up investments. This incentive encourages further investment with Bajaj Finserv.

Under ₹999
Under ₹999: Mobile Recharge Cashback Offer

Recharge your mobile for less than ₹999 and receive cashback. This offer is applicable on various network providers and recharge amounts.

0%
OFF
Flat 100% Off Processing Fee for Personal Loans

This offer provides a complete waiver on the processing fee for eligible Personal Loan applications. The waiver is automatically applied upon successful loan approval.

Expires Aug 16, 2026

Customer Reviews

4.3
Average Rating
3
Total Reviews
Jay
★★★★★
6 days ago

Reliable for loans, as always

Used Bajaj Finserv again for a Personal Loan. I've taken loans from them a few times before. Each time, the process is straightforward, and the interest rates are competitive. This time, applying through the app was even faster than my last loan. Funds were disbursed within 48 hours, which is what I've come to expect. Their customer support is helpful if you have questions, too.

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Luxe By Kan
★★★★☆
3 weeks ago

Positive experience, small hiccup

I recently got a Health EMI Card. The application was mostly online, which was convenient. The benefits seem good, especially for hospital bills. However, it took them almost a week to deliver the physical card to my address in Mumbai, which felt a bit slow compared to other services. The customer care agent was polite when I called to check, but couldn't speed up delivery. Still, overall, it's a useful product and the digital card worked fine.

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Shahid DM
★★★★☆
1 month ago

Good for EMI purchases

Applied for the Insta EMI Card online. It was pretty quick, got approval in a day. Bought a new smartphone on EMI from their store. Process was smooth. Saved me from paying full upfront.

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Bajaj Finserv Community Discussion

Share tips, ask questions & help fellow shoppers save more

X
XxdeathworriorxX
2 weeks ago

Hey guys, thinking of getting something from the EMI store. Does Bajaj Finserv EMI card work with zero down payment for everything, or just specific items? Trying to plan my budget.

S srikanth 2 weeks ago
Nah, not everything. I bought a fridge last month and had to pay a small down payment. Zero down payment usually applies to select products, especially during sales like Diwali. Check the product page carefully.
3
C CRAFTKALASEO 1 week ago
It really depends on the item and your eligibility. For some electronics, I've seen zero down payment, but for others, there's always a bit upfront. They sometimes have special offers for it. So, just confirm when you're looking at the specific product you want.
5
8 Responses (2)

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